Rates & Insurance

Please contact me to discuss rates for diagnostic evaluation and therapy services.

Services may be covered in full or in part by your health insurance plan. Please contact your health insurance company to verify your coverage and benefits prior to your first appointment. Your insurance card will typically provide a phone number to call on the back of your card for benefits inquiries.  


Please check your coverage carefully by asking the following questions:

-Do I have mental health insurance benefits?
-Is Janette Concepcion, Ph.D., LP considered in-network for my insurance carrier for outpatient mental health benefits?
-What is my deductible and has it been met for this calendar year?
-Do I have a co-pay for each session, or do I have co-insurance (a percentage of billed charges) for each session?

Any costs of treatment not covered by insurance are your financial responsibility.

I accept the following insurance plans:

Blue Cross Blue Shield
Preferred One

Aetna (for plans using Preferred Ones providers)
HealthPartners for 3M contract & Roseville Public Schools contracts only
Union worker healthcare plans may be covered if under a Blue Cross Blue Shield contract

Reduced Fee
Reduced fee services may be available on a limited basis for those without insurance benefits. 

Cash, check and all major credit cards are accepted for payment.  Some insurance plans also have a "Benny" card which is attached to a healthcare savings account (HSA) which can also be used for payment.

Cancellation Policy
Any appointment set up for you is specifically set aside for you.  If you do not show up for your scheduled therapy appointment, or you have not notified me at least 24 hours in advance, you will be required to pay a late cancellation/failed appointment fee of $80.  Insurance will not cover this charge.